Montenegro summary#

Country profile#

Economic losses#

Losses at national level#

  Exposed value (USD) Average annual losses (USD) Average annual loss ratios (%)
occupancy      
Com 6.8B 3,761.0K 0.06%
Ind 2.1B 469.2K 0.02%
Res 8.8B 7,148.6K 0.08%

Losses at subnational level#

    Exposed value (USD) Average annual losses (USD) Average annual loss ratios (%)
id_1 name_1      
18 Podgorica 5,347.4M 5,429.2K 0.24%
4 Bar 1,471.0M 973.8K 0.19%
7 Budva 1,592.0M 805.4K 0.14%
21 Ulcinj 639.4M 671.7K 0.28%
14 Niksic 1,733.1M 599.1K 0.09%
10 Herceg Novi 1,210.2M 550.8K 0.12%
12 Kotor 757.0M 417.9K 0.15%
9 Danilovgrad 298.9M 408.4K 0.26%
20 Tivat 452.5M 306.3K 0.17%
8 Cetinje 471.9M 283.5K 0.15%
6 BijeloPolje 968.9M 236.9K 0.06%
5 Berane 582.2M 223.7K 0.08%
16 Pljevlja 832.4M 169.3K 0.05%
19 Rozaje 307.9M 63.5K 0.04%
11 Kolasin 300.4M 60.6K 0.06%
13 Mojkovac 217.8M 55.2K 0.07%
15 Plav 194.5M 51.5K 0.06%
2 Zabljak 98.7M 26.2K 0.05%
3 Andrijevica 83.4M 16.5K 0.04%
1 Savnik 45.0M 15.3K 0.07%
17 Pluzine 58.1M 14.1K 0.04%

Losses by macrotaxonomy#

    Exposed value (USD) Average annual losses (USD) Average annual loss ratios (%)
occupancy macro_taxo      
Com MCF 1,251.3M 490.3K 0.04%
MUR 628.6M 643.7K 0.10%
RC 4,878.3M 2,627.0K 0.05%
Ind MCF 83.6M 16.4K 0.02%
MUR 18.9M 15.1K 0.08%
RC 1,463.5M 372.6K 0.03%
S 497.8M 65.1K 0.01%
Res MCF 2,141.7M 1,034.8K 0.05%
MUR 1,933.6M 1,952.7K 0.10%
RC 4,765.5M 4,161.0K 0.09%

Contribution of each macrotaxonomy#

  MCF_% MUR_% RC_% S_%
occupancy        
Com 13.04% 17.11% 69.85% 0.00%
Ind 3.50% 3.22% 79.40% 13.88%
Res 14.48% 27.32% 58.21% 0.00%

Losses by full taxonomy#

    Exposed value (USD) Average annual losses (USD) Average annual loss ratios (%)
occupancy taxonomy      
Com CR/LFINF+CDM+LFC:5.0/H:2/COM 217,293.4K 317,774 0.15%
MCF/LWAL+CDL/HBET:3-5/COM 110,278.6K 122,378 0.11%
MUR/LWAL+CDN/H:1/COM 609,567.5K 624,949 0.10%
CR/LFINF+CDM+LFC:5.0/HBET:6-/COM 123,387.4K 123,318 0.10%
MUR/LWAL+CDN/H:2/COM 19,075.4K 18,701 0.10%
CR/LFINF+CDM+LFC:5.0/HBET:3-5/COM 854,377.2K 791,499 0.09%
MCF/LWAL+CDN/HBET:3-5/COM 65,326.3K 47,053 0.07%
MCF/LWAL+CDL/H:2/COM 105,431.2K 74,445 0.07%
CR/LDUAL+CDM+LFC:5.0/HBET:3-5/COM 10,842.4K 7,245 0.07%
CR/LDUAL+CDM+LFC:5.0/HBET:6-/COM 5,141.1K 3,119 0.06%
CR/LFINF+CDM+LFC:2.5/H:2/COM 97,145.3K 52,320 0.05%
CR/LFINF+CDM+LFC:10.0/H:2/COM 247,230.7K 130,289 0.05%
CR/LFINF+CDM+LFC:10.0/HBET:3-5/COM 1,349,848.4K 677,516 0.05%
MCF/LWAL+CDN/H:2/COM 53,464.9K 26,323 0.05%
CR/LFINF+CDM+LFC:10.0/HBET:6-/COM 193,697.1K 85,044 0.04%
CR/LFINF+CDM+LFC:0.0/H:2/COM 2,369.3K 921 0.04%
CR/LDUAL+CDM+LFC:10.0/HBET:3-5/COM 17,130.1K 6,578 0.04%
CR/LDUAL+CDM+LFC:10.0/HBET:6-/COM 8,070.7K 2,895 0.04%
CR/LFINF+CDM+LFC:5.0/H:1/COM 533,361.6K 167,216 0.03%
CR/LFINF+CDM+LFC:2.5/HBET:3-5/COM 377,913.6K 110,744 0.03%
MCF/LWAL+CDL/H:1/COM 593,255.9K 160,965 0.03%
CR/LFINF+CDM+LFC:0.0/HBET:3-5/COM 8,910.0K 2,322 0.03%
CR/LFINF+CDM+LFC:0.0/HBET:6-/COM 1,275.1K 327 0.03%
CR/LFINF+CDM+LFC:2.5/HBET:6-/COM 54,265.8K 13,190 0.02%
CR/LDUAL+CDM+LFC:2.5/HBET:3-5/COM 4,795.9K 1,105 0.02%
CR/LDUAL+CDM+LFC:2.5/HBET:6-/COM 2,261.1K 461 0.02%
CR/LFINF+CDM+LFC:10.0/H:1/COM 480,369.5K 95,185 0.02%
CR/LDUAL+CDM+LFC:0.0/HBET:3-5/COM 113.1K 22 0.02%
MCF/LWAL+CDN/H:1/COM 323,584.7K 59,123 0.02%
CR/LFINF+CDM+LFC:0.0/H:1/COM 7,596.6K 1,292 0.02%
CR/LFINF+CDM+LFC:2.5/H:1/COM 280,804.6K 36,638 0.01%
CR/LDUAL+CDM+LFC:0.0/HBET:6-/COM 53.1K 0 0.00%
Ind MUR/LWAL+CDN/H:1/IND 18,919.6K 15,121 0.08%
CR/LFINF+CDL/H:2/IND 125,446.9K 73,172 0.06%
CR+PC/LFM+CDL/H:1/IND 899,035.9K 259,297 0.03%
S/LFM+CDL/H:1/IND 59,741.2K 13,542 0.02%
CR/LFM+CDM/H:1/IND 146,354.7K 28,773 0.02%
MCF/LWAL+CDL/H:1/IND 83,631.2K 16,419 0.02%
S/LFM+CDL/HBET:3-5/IND 19,913.7K 3,860 0.02%
S/LFINF+CDL/H:1/IND 39,827.4K 5,993 0.02%
S/LFBR+CDM/HBET:3-5/IND 99,568.6K 13,101 0.01%
S/LFBR+CDM/HBET:6-/IND 59,741.2K 7,549 0.01%
S/LFBR+CDM/H:1/IND 219,050.9K 21,073 0.01%
CR/LWAL+CDM/H:2/IND 292,709.4K 11,310 0.00%
Res CR/LFINF+CDM+LFC:5.0/H:2/RES 224,744.0K 426,880 0.19%
CR/LFINF+CDN/H:2/RES 91,743.8K 150,795 0.16%
CR/LFINF+CDL+LFC:15.0/H:2/RES 298,963.9K 446,021 0.15%
CR/LFINF+CDN/HBET:3-5/RES 260,109.4K 359,890 0.14%
CR/LFINF+CDM+LFC:5.0/HBET:6-/RES 99,392.6K 136,967 0.14%
MCF/LWAL+CDL/HBET:3-5/RES 216,416.3K 277,590 0.13%
CR/LFINF+CDM+LFC:5.0/HBET:3-5/RES 430,459.3K 529,041 0.12%
MUR/LWAL+CDN/HBET:3-5/RES 59,747.0K 69,771 0.12%
CR/LFINF+CDL+LFC:15.0/HBET:6-/RES 211,525.4K 233,487 0.11%
CR/LFINF+CDN/HBET:6-/RES 103,957.8K 110,554 0.11%
MUR/LWAL+CDN/H:1/RES 1,215,035.5K 1,234,173 0.10%
CR/LFINF+CDL+LFC:15.0/HBET:3-5/RES 485,627.3K 483,784 0.10%
MUR/LWAL+CDN/H:2/RES 658,843.8K 648,791 0.10%
CR/LDUAL+CDM+LFC:5.0/HBET:6-/RES 186,361.2K 140,258 0.08%
MCF/LWAL+CDL/H:2/RES 353,922.9K 264,936 0.07%
CR/LFINF+CDL+LFC:7.5/H:2/RES 33,414.5K 23,496 0.07%
MCF/LWAL+CDN/HBET:3-5/RES 135,703.8K 94,160 0.07%
CR/LFINF+CDM+LFC:2.5/H:2/RES 127,651.3K 86,198 0.07%
CR/LFINF+CDL+LFC:0.0/H:2/RES 251,983.9K 169,222 0.07%
CR/LFINF+CDM+LFC:10.0/H:2/RES 188,846.3K 119,288 0.06%
CR/LFINF+CDM+LFC:10.0/HBET:3-5/RES 387,460.0K 220,106 0.06%
CR/LFINF+CDM+LFC:10.0/HBET:6-/RES 75,454.0K 36,524 0.05%
MCF/LWAL+CDN/H:2/RES 243,332.7K 116,800 0.05%
CR/LFINF+CDL+LFC:0.0/HBET:3-5/RES 369,946.9K 161,247 0.04%
CR/LFINF+CDL+LFC:7.5/HBET:3-5/RES 40,277.7K 16,882 0.04%
CR/LFINF+CDM+LFC:2.5/HBET:3-5/RES 264,223.3K 110,678 0.04%
CR/LFINF+CDM+LFC:0.0/H:2/RES 4,080.0K 1,657 0.04%
CR/LFINF+CDL+LFC:7.5/HBET:6-/RES 11,881.5K 4,785 0.04%
CR/LFINF+CDL+LFC:0.0/HBET:6-/RES 145,058.5K 56,279 0.04%
CR/LFINF+CDM+LFC:2.5/HBET:6-/RES 49,371.8K 18,872 0.04%
CR/LDUAL+CDM+LFC:10.0/HBET:6-/RES 141,476.3K 51,365 0.04%
CR/LFINF+CDL+LFC:3.75/H:2/RES 33,743.0K 11,254 0.03%
CR/LFINF+CDM+LFC:5.0/H:1/RES 16,057.0K 5,217 0.03%
MCF/LWAL+CDL/H:1/RES 695,142.6K 203,356 0.03%
CR/LFINF+CDM+LFC:0.0/HBET:3-5/RES 8,819.0K 2,425 0.03%
CR/LFINF+CDM+LFC:0.0/HBET:6-/RES 1,417.9K 375 0.03%
CR/LDUAL+CDM+LFC:2.5/HBET:6-/RES 92,572.2K 21,756 0.02%
CR/LFINF+CDL+LFC:3.75/HBET:3-5/RES 49,777.8K 11,268 0.02%
CR/LFINF+CDM+LFC:10.0/H:1/RES 31,181.0K 6,946 0.02%
CR/LFINF+CDM+LFC:0.0/H:1/RES 1,139.3K 203 0.02%
CR/LFINF+CDM+LFC:2.5/H:1/RES 24,656.4K 3,904 0.02%
MCF/LWAL+CDN/H:1/RES 497,203.5K 77,998 0.02%
CR/LDUAL+CDM+LFC:0.0/HBET:6-/RES 2,658.5K 416 0.02%
CR/LFINF+CDL+LFC:3.75/HBET:6-/RES 19,439.1K 2,975 0.02%

Human losses#

%(humanLosses)