Germany summary#

Country profile#

Economic losses#

Losses at national level#

  Exposed value (USD) Average annual losses (USD) Average annual loss ratios (%)
occupancy      
Com 2,918.9B 80.0M 0.00%
Ind 1,044.3B 25.4M 0.00%
Res 8,182.6B 330.1M 0.00%

Losses at subnational level#

    Exposed value (USD) Average annual losses (USD) Average annual loss ratios (%)
id_1 name_1      
1 Baden-Wurttemberg 1,554.5B 171,931,905 0.03%
10 Nordrhein-Westfalen 2,848.5B 120,541,745 0.01%
7 Hessen 891.4B 57,328,271 0.02%
11 Rheinland-Pfalz 598.0B 56,976,126 0.03%
2 Bayern 1,584.3B 16,934,999 0.00%
14 Sachsen 679.5B 7,678,320 0.00%
16 Thuringen 335.7B 1,870,551 0.00%
12 Saarland 146.2B 1,217,483 0.00%
13 Sachsen-Anhalt 393.6B 553,390 0.00%
9 Niedersachsen 1,126.9B 311,650 0.00%
4 Brandenburg 378.4B 68,610 0.00%
8 Mecklenburg-Vorpommern 239.4B 35,074 0.00%
15 Schleswig-Holstein 414.7B 22,859 0.00%
3 Berlin 533.3B 13,364 0.00%
5 Bremen 122.9B 5,881 0.00%
6 Hamburg 298.4B 343 0.00%

Losses by macrotaxonomy#

    Exposed value (USD) Average annual losses (USD) Average annual loss ratios (%)
occupancy macro_taxo      
Com MUR 319.3B 15,383.9K 0.00%
RC 2,087.2B 51,506.7K 0.00%
S 72.9B 457.7K 0.00%
W 439.6B 12,698.6K 0.00%
Ind MUR 68.2B 3,380.0K 0.00%
RC 495.5B 15,960.4K 0.00%
S 451.4B 5,423.6K 0.00%
W 29.2B 594.1K 0.00%
Res MIX 710.1B 34,629.6K 0.00%
MUR 1,444.2B 76,177.0K 0.01%
RC 3,965.6B 163,427.9K 0.00%
S 638.1B 17,853.5K 0.00%
W 1,424.7B 37,997.4K 0.00%

Contribution of each macrotaxonomy#

  MIX_% MUR_% RC_% S_% W_%
occupancy          
Com 0.00% 19.22% 64.35% 0.57% 15.86%
Ind 0.00% 13.33% 62.94% 21.39% 2.34%
Res 10.49% 23.08% 49.51% 5.41% 11.51%

Losses by full taxonomy#

    Exposed value (USD) Average annual losses (USD) Average annual loss ratios (%)
occupancy taxonomy      
Com CR/LFINF+CDM+LFC:7.0/H:2/COM 1,315.3M 376.2K 0.03%
CR/LFINF+CDL+LFC:7.5/H:2/COM 1,176.6M 311.5K 0.03%
CR/LFINF+CDM+LFC:2.0/H:2/COM 9,268.9M 2,090.6K 0.02%
CR/LFINF+CDL+LFC:7.5/HBET:6-/COM 81.6M 16.6K 0.02%
CR/LFINF+CDL+LFC:7.5/HBET:3-5/COM 3,395.7M 621.6K 0.02%
CR/LFINF+CDM+LFC:7.0/HBET:3-5/COM 4,723.6M 851.5K 0.02%
CR/LFINF+CDM+LFC:1.0/H:2/COM 9,793.0M 1,729.4K 0.02%
CR/LFINF+CDM+LFC:4.0/H:2/COM 1,202.7M 209.3K 0.02%
CR/LFINF+CDM+LFC:7.0/HBET:6-/COM 273.0M 41.9K 0.02%
CR/LFINF+CDM+LFC:2.0/HBET:3-5/COM 33,287.2M 4,996.0K 0.02%
CR/LFINF+CDM+LFC:2.0/HBET:6-/COM 1,923.7M 270.9K 0.01%
CR/LWAL+CDL+LFC:7.5/HBET:3-5/COM 476.2M 62.2K 0.01%
CR/LFINF+CDL+LFC:4.0/H:2/COM 8,360.6M 1,017.5K 0.01%
CR/LFINF+CDM+LFC:1.0/HBET:3-5/COM 35,169.4M 4,080.4K 0.01%
CR/LFINF+CDM+LFC:4.0/HBET:6-/COM 249.6M 27.0K 0.01%
CR/LFINF+CDM+LFC:4.0/HBET:3-5/COM 4,319.4M 463.5K 0.01%
CR/LWAL+CDM+LFC:7.0/HBET:3-5/COM 2,737.3M 281.9K 0.01%
CR/LFINF+CDM+LFC:1.0/HBET:6-/COM 2,032.4M 208.2K 0.01%
CR/LWAL+CDM+LFC:7.0/HBET:6-/COM 175.8M 16.1K 0.01%
CR/LWAL+CDL+LFC:7.5/HBET:6-/COM 81.6M 7.3K 0.01%
CR/LWAL+CDM+LFC:2.0/HBET:6-/COM 1,239.2M 110.9K 0.01%
CR/LFINF+CDM+LFC:7.0/H:1/COM 3,464.2M 305.2K 0.01%
CR/LFINF+CDL+LFC:7.5/H:1/COM 759.5M 64.8K 0.01%
CR/LFINF+CDL+LFC:4.0/HBET:6-/COM 580.1M 48.3K 0.01%
CR/LFINF+CDL+LFC:4.0/HBET:3-5/COM 24,129.1M 1,915.6K 0.01%
CR/LFINF+CDN/H:2/COM 16,154.7M 1,275.4K 0.01%
CR/LWAL+CDM+LFC:1.0/HBET:6-/COM 1,309.2M 91.8K 0.01%
W/LWAL+CDL/H:1/COM 75,888.5M 5,281.7K 0.01%
CR/LWAL+CDM+LFC:2.0/HBET:3-5/COM 19,289.6M 1,328.0K 0.01%
CR/LFINF+CDN/HBET:3-5/COM 52,975.2M 3,296.0K 0.01%
CR/LWAL+CDM+LFC:1.0/HBET:3-5/COM 20,380.3M 1,170.5K 0.01%
CR/LFINF+CDM+LFC:2.0/H:1/COM 24,412.0M 1,387.1K 0.01%
CR/LWAL+CDL+LFC:4.0/HBET:3-5/COM 3,383.7M 190.0K 0.01%
CR/LWAL+CDM+LFC:4.0/HBET:6-/COM 160.8M 8.5K 0.01%
CR/LFINF+CDN/H:1/COM 94,579.0M 4,975.9K 0.01%
CR/LFINF+CDH+LFC:8.0/HBET:3-5/COM 5,992.6M 305.4K 0.01%
MUR+CL/LWAL+CDN/H:1/COM 112,140.0M 5,695.7K 0.01%
MUR+ST/LWAL+CDN/H:1/COM 97,162.9M 4,840.2K 0.00%
CR/LFINF+CDM+LFC:1.0/H:1/COM 25,792.2M 1,263.6K 0.00%
CR/LFINF+CDH+LFC:4.0/HBET:3-5/COM 47,844.3M 2,269.0K 0.00%
MUR+CL/LWAL+CDN/H:2/COM 74,781.3M 3,478.4K 0.00%
CR/LFINF+CDH+LFC:8.0/H:2/COM 563.9M 26.1K 0.00%
W/LWAL+CDL/H:2/COM 10,598.2M 478.4K 0.00%
CR/LWAL+CDL+LFC:4.0/HBET:6-/COM 580.1M 26.0K 0.00%
W/LWAL+CDN/H:2/COM 5,053.7M 223.7K 0.00%
CR/LFINF+CDL+LFC:4.0/H:1/COM 5,397.1M 224.1K 0.00%
CR/LWAL+CDM+LFC:4.0/HBET:3-5/COM 2,503.0M 100.2K 0.00%
MUR+ST/LWAL+CDN/H:2/COM 35,168.8M 1,369.6K 0.00%
CR/LFINF+CDH+LFC:6.0/HBET:3-5/COM 14,612.0M 565.4K 0.00%
CR/LFINF+CDH+LFC:4.0/H:2/COM 4,502.5M 159.4K 0.00%
CR/LFINF+CDM+LFC:4.0/H:1/COM 3,167.7M 105.4K 0.00%
CR/LFINF+CDH+LFC:6.0/H:2/COM 1,375.1M 37.2K 0.00%
W/LWAL+CDM/H:1/COM 193,725.6M 4,621.4K 0.00%
CR/LWAL+CDH+LFC:8.0/HBET:3-5/COM 3,442.5M 80.1K 0.00%
CR/LFINF+CDM+LFC:0.0/H:2/COM 83,961.4M 1,812.9K 0.00%
CR/LFINF+CDH+LFC:8.0/H:1/COM 3,301.5M 68.1K 0.00%
CR/LWAL+CDH+LFC:4.0/HBET:3-5/COM 27,484.3M 554.1K 0.00%
CR/LFINF+CDL+LFC:0.0/H:2/COM 33,343.8M 603.5K 0.00%
W/LWAL+CDH/H:1/COM 29,097.7M 456.6K 0.00%
W/LWAL+CDM/H:2/COM 18,546.8M 275.0K 0.00%
CR/LWAL+CDH+LFC:6.0/HBET:3-5/COM 8,393.9M 122.3K 0.00%
CR/LFINF+CDH+LFC:4.0/H:1/COM 26,359.8M 362.4K 0.00%
W/LWAL+CDM/HBET:3-5/COM 88,439.2M 1,148.2K 0.00%
CR/LFINF+CDM+LFC:0.0/HBET:3-5/COM 301,528.6M 3,556.8K 0.00%
W/LWAL+CDH/H:2/COM 15,406.4M 181.7K 0.00%
W/LWAL+CDH/HBET:3-5/COM 2,807.6M 32.0K 0.00%
CR/LFINF+CDM+LFC:0.0/HBET:6-/COM 17,425.4M 185.7K 0.00%
CR/LFINF+CDL+LFC:0.0/HBET:3-5/COM 96,231.3M 1,016.7K 0.00%
CR/LFINF+CDH+LFC:6.0/H:1/COM 8,050.4M 78.9K 0.00%
CR/LFINF+CDL+LFC:0.0/HBET:6-/COM 2,313.6M 20.1K 0.00%
CR/LWAL+CDL+LFC:0.0/HBET:3-5/COM 13,494.8M 95.5K 0.00%
S/LFINF+CDH/HBET:6-/COM 23,009.0M 162.6K 0.00%
CR/LFINF+CDL+LFC:0.0/H:1/COM 21,525.0M 149.0K 0.00%
CR/LWAL+CDM+LFC:0.0/HBET:6-/COM 11,224.9M 67.0K 0.00%
S/LFINF+CDH/HBET:3-5/COM 49,842.8M 295.1K 0.00%
CR/LWAL+CDM+LFC:0.0/HBET:3-5/COM 174,732.1M 995.1K 0.00%
CR/LWAL+CDL+LFC:0.0/HBET:6-/COM 2,313.6M 13.1K 0.00%
CR/LFINF+CDM+LFC:0.0/H:1/COM 221,134.1M 1,141.8K 0.00%
CR/LFINF+CDH+LFC:0.0/HBET:3-5/COM 241,389.8M 1,160.5K 0.00%
CR/LFINF+CDH+LFC:0.0/H:2/COM 22,716.4M 83.1K 0.00%
CR/LWAL+CDH+LFC:0.0/HBET:3-5/COM 138,667.7M 248.7K 0.00%
CR/LFINF+CDH+LFC:0.0/H:1/COM 132,991.9M 162.0K 0.00%
Ind CR/LFINF+CDM/H:2/IND 86,168.9M 5,200.5K 0.01%
MUR/LWAL+CDN/H:1/IND 68,217.0M 3,380.0K 0.00%
CR+PC/LFM+CDM/H:2/IND 129,253.3M 6,137.9K 0.00%
W/LWAL+CDM/H:1/IND 29,235.9M 594.1K 0.00%
CR+PC/LFM+CDL/H:1/IND 193,880.0M 3,372.3K 0.00%
S+SL/LFM+CDM/H:2/IND 82,065.6M 1,218.5K 0.00%
CR/LFINF+CDL/H:1/IND 86,168.9M 1,249.8K 0.00%
S+SL/LFM+CDL/H:1/IND 30,774.6M 414.8K 0.00%
S/LFM+CDL/H:1/IND 174,389.4M 2,342.7K 0.00%
S/LFM+CDH/H:1/IND 164,131.2M 1,447.5K 0.00%
Res MIX(MUR+CR)/LWAL+CDL+LFC:7.5/HBET:3-5/RES 2,518.2M 886.9K 0.04%
CR/LFINF+CDM+LFC:7.0/H:2/RES 6,206.7M 1,937.1K 0.03%
CR/LFINF+CDL+LFC:7.5/H:2/RES 10,257.8M 2,641.7K 0.03%
CR/LFINF+CDL+LFC:7.5/HBET:6-/RES 2,212.6M 537.1K 0.02%
MIX(MUR+CR)/LWAL+CDM+LFC:7.0/HBET:3-5/RES 9,464.3M 2,288.0K 0.02%
CR/LFINF+CDM+LFC:2.0/H:2/RES 25,457.7M 5,741.8K 0.02%
CR/LFINF+CDL+LFC:7.5/HBET:3-5/RES 12,636.0M 2,789.7K 0.02%
CR/LFINF+CDM+LFC:4.0/H:2/RES 6,004.6M 1,292.5K 0.02%
CR/LFINF+CDM+LFC:7.0/HBET:3-5/RES 9,969.7M 1,973.8K 0.02%
CR/LFINF+CDM+LFC:1.0/H:2/RES 40,017.1M 7,423.9K 0.02%
MIX(MUR+CR)/LWAL+CDM+LFC:1.0/HBET:3-5/RES 67,908.0M 11,277.9K 0.02%
CR/LFINF+CDM+LFC:1.0/HBET:6-/RES 11,644.2M 1,903.1K 0.02%
CR/LWAL+CDL+LFC:7.5/HBET:3-5/RES 5,470.1M 835.9K 0.02%
MIX(MUR+CR)/LWAL+CDM+LFC:2.0/HBET:3-5/RES 55,701.4M 8,398.4K 0.02%
MIX(MUR+CR)/LWAL+CDM+LFC:4.0/HBET:3-5/RES 6,338.6M 908.2K 0.01%
CR/LWAL+CDL+LFC:7.5/HBET:6-/RES 1,936.1M 275.6K 0.01%
CR/LFINF+CDL+LFC:4.0/H:2/RES 58,689.1M 8,304.6K 0.01%
CR/LFINF+CDM+LFC:2.0/HBET:6-/RES 11,017.3M 1,516.8K 0.01%
CR/LFINF+CDM+LFC:2.0/HBET:3-5/RES 61,694.1M 8,333.9K 0.01%
CR/LFINF+CDM+LFC:1.0/HBET:3-5/RES 89,858.6M 12,053.4K 0.01%
CR/LFINF+CDM+LFC:7.0/HBET:6-/RES 1,179.3M 157.0K 0.01%
MIX(MUR+CR)/LWAL+CDL+LFC:4.0/HBET:3-5/RES 30,245.5M 3,498.9K 0.01%
CR/LFINF+CDM+LFC:4.0/HBET:3-5/RES 7,882.3M 905.5K 0.01%
CR/LFINF+CDL+LFC:4.0/HBET:6-/RES 25,224.9M 2,655.6K 0.01%
CR/LFINF+CDM+LFC:4.0/HBET:6-/RES 747.8M 72.8K 0.01%
CR/LWAL+CDM+LFC:7.0/HBET:3-5/RES 5,392.9M 519.9K 0.01%
CR/LWAL+CDM+LFC:7.0/HBET:6-/RES 1,031.8M 97.0K 0.01%
CR/LFINF+CDL+LFC:4.0/HBET:3-5/RES 116,039.6M 10,294.4K 0.01%
CR/LWAL+CDM+LFC:1.0/HBET:6-/RES 10,188.7M 898.6K 0.01%
CR/LFINF+CDN/HBET:3-5/RES 613,429.8M 46,325.7K 0.01%
CR/LWAL+CDM+LFC:2.0/HBET:6-/RES 9,640.1M 673.2K 0.01%
CR/LWAL+CDM+LFC:2.0/HBET:3-5/RES 33,762.3M 2,347.2K 0.01%
CR/LWAL+CDM+LFC:1.0/HBET:3-5/RES 50,840.5M 3,444.3K 0.01%
W/LWAL+CDL/H:1/RES 176,133.1M 11,366.5K 0.01%
MUR+CL/LWAL+CDN/H:2/RES 514,753.8M 28,507.5K 0.01%
CR/LWAL+CDL+LFC:4.0/HBET:3-5/RES 58,451.7M 3,209.7K 0.01%
MUR+CL/LWAL+CDN/H:1/RES 373,440.3M 20,047.9K 0.01%
MUR+ST/LWAL+CDN/H:1/RES 301,654.9M 15,915.4K 0.01%
CR/LWAL+CDL+LFC:4.0/HBET:6-/RES 22,071.8M 1,113.4K 0.01%
CR/LFINF+CDH+LFC:8.0/H:2/RES 588.7M 29.3K 0.00%
CR/LWAL+CDM+LFC:4.0/HBET:3-5/RES 4,368.8M 214.2K 0.00%
CR/LWAL+CDM+LFC:4.0/HBET:6-/RES 654.3M 32.0K 0.00%
W/LWAL+CDN/H:2/RES 31,227.4M 1,520.2K 0.00%
MUR+ST/LWAL+CDN/H:2/RES 254,339.1M 11,706.2K 0.00%
W/LWAL+CDL/H:2/RES 218,122.9M 9,179.9K 0.00%
W/LWAL+CDL/HBET:3-5/RES 119,501.7M 4,572.6K 0.00%
CR/LFINF+CDH+LFC:4.0/H:2/RES 3,032.4M 107.1K 0.00%
S/LFINF+CDN/HBET:3-5/RES 638,057.1M 17,853.5K 0.00%
CR/LFINF+CDH+LFC:6.0/H:2/RES 1,331.9M 37.3K 0.00%
CR/LFINF+CDL+LFC:0.0/H:2/RES 236,254.4M 6,250.9K 0.00%
CR/LWAL+CDH+LFC:8.0/HBET:6-/RES 192.6M 4.4K 0.00%
CR/LWAL+CDH+LFC:8.0/HBET:3-5/RES 1,994.5M 43.1K 0.00%
CR/LFINF+CDM+LFC:0.0/H:2/RES 247,269.2M 5,046.3K 0.00%
W/LWAL+CDM/H:1/RES 213,793.7M 4,244.8K 0.00%
CR/LWAL+CDH+LFC:4.0/HBET:6-/RES 2,637.4M 47.3K 0.00%
CR/LWAL+CDH+LFC:4.0/HBET:3-5/RES 21,352.5M 358.4K 0.00%
CR/LFINF+CDL+LFC:0.0/HBET:3-5/RES 433,899.2M 6,370.8K 0.00%
W/LWAL+CDN/HBET:5-8/RES 523.0M 7.5K 0.00%
MIX(MUR+CR)/LWAL+CDL+LFC:0.0/HBET:3-5/RES 110,396.5M 1,547.3K 0.00%
MIX(MUR+CR)/LWAL+CDM+LFC:0.0/HBET:3-5/RES 427,488.9M 5,824.0K 0.00%
CR/LFINF+CDM+LFC:0.0/HBET:3-5/RES 641,377.2M 7,953.8K 0.00%
W/LWAL+CDM/H:2/RES 340,667.9M 4,108.7K 0.00%
W/LWAL+CDH/H:1/RES 23,928.5M 284.8K 0.00%
CR/LFINF+CDM+LFC:0.0/HBET:6-/RES 101,084.4M 1,013.6K 0.00%
W/LWAL+CDM/HBET:3-5/RES 193,861.9M 1,873.6K 0.00%
CR/LFINF+CDL+LFC:0.0/HBET:6-/RES 98,235.4M 852.6K 0.00%
CR/LWAL+CDL+LFC:0.0/HBET:3-5/RES 190,311.5M 1,584.3K 0.00%
CR/LWAL+CDH+LFC:6.0/HBET:3-5/RES 8,517.7M 70.3K 0.00%
W/LWAL+CDH/H:2/RES 64,494.7M 511.0K 0.00%
W/LWAL+CDH/HBET:3-5/RES 42,433.2M 327.8K 0.00%
CR/LWAL+CDH+LFC:6.0/HBET:6-/RES 1,045.5M 7.7K 0.00%
CR/LWAL+CDM+LFC:0.0/HBET:3-5/RES 353,275.3M 2,112.8K 0.00%
CR/LWAL+CDM+LFC:0.0/HBET:6-/RES 88,448.9M 394.7K 0.00%
CR/LFINF+CDH+LFC:0.0/H:2/RES 14,801.0M 62.3K 0.00%
CR/LWAL+CDL+LFC:0.0/HBET:6-/RES 85,956.0M 331.2K 0.00%
CR/LWAL+CDH+LFC:0.0/HBET:6-/RES 17,382.6M 37.5K 0.00%
CR/LWAL+CDH+LFC:0.0/HBET:3-5/RES 102,605.0M 191.3K 0.00%

Human losses#

%(humanLosses)