Montenegro exposure#
This page summarises the exposure model for Montenegro in Europe, including national, subnational, and taxonomy-level views.
National summary#
The national exposure profile by occupancy class highlights the distribution of buildings, replacement value, and exposed population.
| BUILDINGS | POPULATION | TOTAL_COST | BUILDINGS_% | POPULATION_% | TOTAL_COST_% | |
|---|---|---|---|---|---|---|
| OCCUPANCY | ||||||
| COM | 12.1K | 0.0M | $7.4B | 6.62% | 0.00% | 27.33% |
| IND | 2.7K | 0.0M | $2.7B | 1.46% | 0.00% | 9.93% |
| RES | 168.3K | 0.6M | $16.9B | 91.93% | 100.00% | 62.74% |

Figure: Relative contribution of occupancy classes to total national exposure in Montenegro.

Figure: National exposure distribution by taxonomy classes in Montenegro.

Figure: Building height profile used in the exposure model for Montenegro.
Subnational summary#
The subnational summary aggregates exposure by first administrative level and supports comparison of spatial concentration of assets.
| BUILDINGS | POPULATION | TOTAL_COST | BUILDINGS_% | POPULATION_% | TOTAL_COST_% | |
|---|---|---|---|---|---|---|
| NAME_1 | ||||||
| Podgorica | 32.4K | 177.8K | $6,186.4M | 17.69% | 28.10% | 22.96% |
| Nikšić | 16.4K | 67.5K | $2,522.9M | 8.93% | 10.68% | 9.36% |
| Bar | 18.9K | 45.2K | $2,494.6M | 10.32% | 7.14% | 9.26% |
| Budva | 8.1K | 25.7K | $1,824.4M | 4.42% | 4.06% | 6.77% |
| Herceg-Novi | 10.5K | 27.1K | $1,635.9M | 5.76% | 4.28% | 6.07% |
| Bijelo Polje | 12.4K | 37.0K | $1,575.4M | 6.75% | 5.85% | 5.85% |
| Kotor | 10.4K | 25.1K | $1,475.3M | 5.68% | 3.96% | 5.47% |
| Pljevlja | 9.9K | 23.5K | $1,359.3M | 5.39% | 3.71% | 5.04% |
| Zeta | 7.6K | 28.4K | $1,198.4M | 4.13% | 4.49% | 4.45% |
| Ulcinj | 6.2K | 18.5K | $846.5M | 3.40% | 2.92% | 3.14% |
| Berane | 7.0K | 23.6K | $799.2M | 3.82% | 3.73% | 2.97% |
| Tivat | 4.9K | 15.8K | $736.1M | 2.69% | 2.50% | 2.73% |
| Cetinje | 5.2K | 14.3K | $702.7M | 2.82% | 2.26% | 2.61% |
| Danilovgrad | 6.0K | 19.2K | $618.9M | 3.29% | 3.03% | 2.30% |
| Rožaje | 4.6K | 21.9K | $545.4M | 2.53% | 3.46% | 2.02% |
| Tuzi | 4.3K | 18.0K | $528.3M | 2.36% | 2.84% | 1.96% |
| Kolašin | 3.1K | 6.6K | $485.7M | 1.68% | 1.04% | 1.80% |
| Mojkovac | 2.8K | 6.5K | $306.1M | 1.51% | 1.03% | 1.14% |
| Plav | 2.3K | 7.8K | $231.5M | 1.26% | 1.23% | 0.86% |
| Petnjica | 2.6K | 7.6K | $187.5M | 1.40% | 1.20% | 0.70% |
| Andrijevica | 2.3K | 4.5K | $177.7M | 1.24% | 0.71% | 0.66% |
| Žabljak | 1.4K | 2.7K | $162.6M | 0.78% | 0.43% | 0.60% |
| Gusinje | 1.4K | 4.5K | $131.0M | 0.78% | 0.72% | 0.49% |
| Plužine | 1.3K | 2.3K | $121.2M | 0.73% | 0.36% | 0.45% |
| Šavnik | 1.2K | 1.6K | $92.5M | 0.65% | 0.25% | 0.34% |

Figure: Subnational distribution of exposure by occupancy class across first-level administrative units.

Figure: Subnational distribution of exposure by taxonomy classes across first-level administrative units.
Taxonomy summary#
The taxonomy summary provides a detailed view of building classes represented in the national exposure model.

Figure: Distribution of exposure by detailed taxonomy classes in Montenegro.
| BUILDINGS | POPULATION | TOTAL_COST | BUILDINGS_% | POPULATION_% | TOTAL_COST_% | |||
|---|---|---|---|---|---|---|---|---|
| MACRO_TAXONOMY | TAXONOMY | OCCUPANCY | ||||||
| MUR | MUR/LWAL/CDN+ERN/H:1/RES | RES | 38,136 | 81,958 | $1,874.5M | 20.82% | 12.95% | 6.96% |
| MR|MCF | MCF/LWAL/CDL+ERL/H:1/RES | RES | 23,768 | 52,052 | $1,489.4M | 12.98% | 8.23% | 5.53% |
| CR+ | CR/LFINF/CDM+ERM+LFC:10.0/H:3-5/COM | COM | 831 | 0 | $1,317.2M | 0.45% | 0.00% | 4.89% |
| CR- | CR+PC/LFM/CDL+ERL/H:1/IND | IND | 1,079 | 0 | $1,042.4M | 0.59% | 0.00% | 3.87% |
| MR|MCF | MCF/LWAL/CDN+ERL/H:1/RES | RES | 16,365 | 33,700 | $1,030.5M | 8.94% | 5.33% | 3.82% |
| MUR | MUR/LWAL/CDN+ERN/H:2/RES | RES | 21,007 | 45,260 | $1,006.5M | 11.47% | 7.15% | 3.74% |
| CR+ | CR/LFINF/CDM+ERM+LFC:10.0/H:3-5/RES | RES | 782 | 27,709 | $967.1M | 0.43% | 4.38% | 3.59% |
| CR/LFINF/CDM+ERM+LFC:5.0/H:3-5/RES | RES | 766 | 42,418 | $960.9M | 0.42% | 6.70% | 3.57% | |
| CR/LFINF/CDM+ERM+LFC:5.0/H:3-5/COM | COM | 572 | 0 | $877.3M | 0.31% | 0.00% | 3.26% | |
| CR- | CR/LFINF/CDL+ERL+LFC:15.0/H:3-5/RES | RES | 639 | 30,802 | $795.6M | 0.35% | 4.87% | 2.95% |
| CR+ | CR/LFINF/CDM+ERM+LFC:5.0/H:1/COM | COM | 1,692 | 0 | $739.4M | 0.92% | 0.00% | 2.74% |
| CR/LFINF/CDM+ERM+LFC:2.5/H:3-5/RES | RES | 603 | 25,490 | $733.8M | 0.33% | 4.03% | 2.72% | |
| MR|MCF | MCF/LWAL/CDL+ERL/H:2/RES | RES | 11,765 | 26,405 | $721.2M | 6.42% | 4.17% | 2.68% |
| MCF/LWAL/CDL+ERL/H:1/COM | COM | 1,733 | 0 | $696.5M | 0.95% | 0.00% | 2.59% | |
| MUR | MUR/LWAL/CDN+ERN/H:1/COM | COM | 2,029 | 0 | $633.7M | 1.11% | 0.00% | 2.35% |
| CR+ | CR/LFINF/CDM+ERM+LFC:10.0/H:1/COM | COM | 1,498 | 0 | $625.5M | 0.82% | 0.00% | 2.32% |
| CR- | CR/LFINF/CDL+ERL+LFC:0.0/H:3-5/RES | RES | 496 | 20,856 | $609.9M | 0.27% | 3.30% | 2.26% |
| CR/LFINF/CDL+ERL+LFC:15.0/H:2/RES | RES | 8,390 | 19,411 | $521.9M | 4.58% | 3.07% | 1.94% | |
| CR+ | CR/LFINF/CDM+ERM+LFC:5.0/H:2/RES | RES | 7,555 | 21,020 | $492.4M | 4.13% | 3.32% | 1.83% |
| MR|MCF | MCF/LWAL/CDN+ERL/H:2/RES | RES | 7,815 | 16,156 | $480.1M | 4.27% | 2.55% | 1.78% |
| CR+ | CR/LFINF/CDM+ERM+LFC:10.0/H:2/RES | RES | 7,009 | 12,447 | $452.4M | 3.83% | 1.97% | 1.68% |
| CR- | CR/LFINF/CDL+ERL+LFC:0.0/H:2/RES | RES | 7,301 | 15,165 | $448.0M | 3.99% | 2.40% | 1.66% |
| CR/LFINF/CDN+ERL/H:3-5/RES | RES | 365 | 16,348 | $443.9M | 0.20% | 2.58% | 1.65% | |
| CR+ | CR/LWAL/CDM+ERM/H:2/IND | IND | 422 | 0 | $407.7M | 0.23% | 0.00% | 1.51% |
| CR/LDUAL/CDM+ERM+LFC:5.0/H:>5/RES | RES | 193 | 18,919 | $397.4M | 0.11% | 2.99% | 1.48% | |
| MR|MCF | MCF/LWAL/CDL+ERL/H:3-5/RES | RES | 310 | 14,860 | $389.0M | 0.17% | 2.35% | 1.44% |
| CR+ | CR/LFINF/CDM+ERM+LFC:2.5/H:3-5/COM | COM | 241 | 0 | $380.5M | 0.13% | 0.00% | 1.41% |
| MR|MCF | MCF/LWAL/CDN+ERL/H:1/COM | COM | 956 | 0 | $378.9M | 0.52% | 0.00% | 1.41% |
| CR+ | CR/LFINF/CDM+ERM+LFC:2.5/H:1/COM | COM | 852 | 0 | $377.0M | 0.47% | 0.00% | 1.40% |
| CR/LFINF/CDM+ERM+LFC:2.5/H:2/RES | RES | 5,318 | 11,336 | $338.6M | 2.90% | 1.79% | 1.26% | |
| S | S/LFBR/CDM+ERM/H:1/IND | IND | 303 | 0 | $337.3M | 0.17% | 0.00% | 1.25% |
| CR- | CR/LFINF/CDL+ERL+LFC:15.0/H:>5/RES | RES | 158 | 13,928 | $325.0M | 0.09% | 2.20% | 1.21% |
| CR+ | CR/LDUAL/CDM+ERM+LFC:10.0/H:>5/RES | RES | 152 | 9,505 | $315.0M | 0.08% | 1.50% | 1.17% |
| CR/LFINF/CDM+ERM+LFC:10.0/H:2/COM | COM | 408 | 0 | $271.3M | 0.22% | 0.00% | 1.01% | |
| CR/LFINF/CDM+ERM+LFC:5.0/H:2/COM | COM | 365 | 0 | $258.9M | 0.20% | 0.00% | 0.96% | |
| MR|MCF | MCF/LWAL/CDN+ERL/H:3-5/RES | RES | 186 | 7,792 | $233.8M | 0.10% | 1.23% | 0.87% |
| CR+ | CR/LDUAL/CDM+ERM+LFC:2.5/H:>5/RES | RES | 109 | 8,290 | $224.1M | 0.06% | 1.31% | 0.83% |
| CR/LFINF/CDM+ERM+LFC:5.0/H:>5/RES | RES | 103 | 10,090 | $212.0M | 0.06% | 1.59% | 0.79% | |
| CR/LFM/CDM+ERM/H:1/IND | IND | 210 | 0 | $202.8M | 0.11% | 0.00% | 0.75% | |
| CR- | CR/LFINF/CDL+ERL+LFC:0.0/H:>5/RES | RES | 96 | 7,267 | $196.7M | 0.05% | 1.15% | 0.73% |
| CR+ | CR/LFINF/CDM+ERM+LFC:10.0/H:>5/COM | COM | 100 | 0 | $186.5M | 0.05% | 0.00% | 0.69% |
| CR/LFINF/CDM+ERM+LFC:10.0/H:>5/RES | RES | 81 | 5,070 | $168.0M | 0.04% | 0.80% | 0.62% | |
| CR- | CR/LFINF/CDN+ERL/H:>5/RES | RES | 77 | 6,443 | $158.1M | 0.04% | 1.02% | 0.59% |
| S | S/LFBR/CDM+ERM/H:3-5/IND | IND | 137 | 0 | $152.3M | 0.07% | 0.00% | 0.57% |
| CR- | CR/LFINF/CDL+ERL/H:2/IND | IND | 149 | 0 | $144.0M | 0.08% | 0.00% | 0.53% |
| CR/LFINF/CDN+ERL/H:2/RES | RES | 2,130 | 4,950 | $140.7M | 1.16% | 0.78% | 0.52% | |
| CR+ | CR/LFINF/CDM+ERM+LFC:5.0/H:>5/COM | COM | 69 | 0 | $126.3M | 0.04% | 0.00% | 0.47% |
| CR/LFINF/CDM+ERM+LFC:2.5/H:>5/RES | RES | 58 | 4,413 | $119.0M | 0.03% | 0.70% | 0.44% | |
| CR/LFINF/CDM+ERM+LFC:2.5/H:2/COM | COM | 158 | 0 | $115.3M | 0.09% | 0.00% | 0.43% | |
| CR/LFINF/CDM+ERM+LFC:10.0/H:1/RES | RES | 1,690 | 2,942 | $102.7M | 0.92% | 0.46% | 0.38% | |
| MR|MCF | MCF/LWAL/CDL+ERL/H:2/COM | COM | 255 | 0 | $100.2M | 0.14% | 0.00% | 0.37% |
| MCF/LWAL/CDL+ERL/H:1/IND | IND | 104 | 0 | $100.0M | 0.06% | 0.00% | 0.37% | |
| MCF/LWAL/CDL+ERL/H:3-5/COM | COM | 79 | 0 | $94.5M | 0.04% | 0.00% | 0.35% | |
| CR+ | CR/LFINF/CDM+ERM+LFC:2.5/H:1/RES | RES | 1,508 | 3,046 | $90.5M | 0.82% | 0.48% | 0.34% |
| S | S/LFM/CDL+ERL/H:1/IND | IND | 81 | 0 | $90.4M | 0.04% | 0.00% | 0.34% |
| S/LFBR/CDM+ERM/H:>5/IND | IND | 81 | 0 | $90.4M | 0.04% | 0.00% | 0.34% | |
| MUR | MUR/LWAL/CDN+ERN/H:3-5/RES | RES | 94 | 4,101 | $89.2M | 0.05% | 0.65% | 0.33% |
| CR- | CR/LFINF/CDL+ERL+LFC:3.75/H:3-5/RES | RES | 69 | 2,115 | $84.3M | 0.04% | 0.33% | 0.31% |
| CR/LFINF/CDL+ERL+LFC:7.5/H:3-5/RES | RES | 61 | 2,885 | $72.5M | 0.03% | 0.46% | 0.27% | |
| CR/LFINF/CDL+ERL+LFC:7.5/H:2/RES | RES | 1,089 | 2,583 | $64.9M | 0.59% | 0.41% | 0.24% | |
| CR/LFINF/CDL+ERL+LFC:3.75/H:2/RES | RES | 1,009 | 1,552 | $61.6M | 0.55% | 0.25% | 0.23% | |
| S | S/LFINF/CDL+ERL/H:1/IND | IND | 53 | 0 | $59.2M | 0.03% | 0.00% | 0.22% |
| MR|MCF | MCF/LWAL/CDN+ERL/H:3-5/COM | COM | 43 | 0 | $54.7M | 0.02% | 0.00% | 0.20% |
| CR+ | CR/LFINF/CDM+ERM+LFC:2.5/H:>5/COM | COM | 29 | 0 | $54.5M | 0.02% | 0.00% | 0.20% |
| MR|MCF | MCF/LWAL/CDN+ERL/H:2/COM | COM | 121 | 0 | $50.9M | 0.07% | 0.00% | 0.19% |
| CR+ | CR/LFINF/CDM+ERM+LFC:5.0/H:1/RES | RES | 798 | 2,101 | $47.9M | 0.44% | 0.33% | 0.18% |
| CR- | CR/LFINF/CDL+ERL+LFC:3.75/H:>5/RES | RES | 15 | 783 | $29.9M | 0.01% | 0.12% | 0.11% |
| S | S/LFM/CDL+ERL/H:3-5/IND | IND | 26 | 0 | $29.0M | 0.01% | 0.00% | 0.11% |
| MUR | MUR/LWAL/CDN+ERN/H:1/IND | IND | 24 | 0 | $19.3M | 0.01% | 0.00% | 0.07% |
| MUR/LWAL/CDN+ERN/H:2/COM | COM | 63 | 0 | $15.6M | 0.03% | 0.00% | 0.06% | |
| CR+ | CR/LFINF/CDM+ERM+LFC:0.0/H:2/RES | RES | 205 | 393 | $12.9M | 0.11% | 0.06% | 0.05% |
| CR/LFINF/CDM+ERM+LFC:0.0/H:1/COM | COM | 21 | 0 | $9.4M | 0.01% | 0.00% | 0.03% | |
| CR/LFINF/CDM+ERM+LFC:0.0/H:1/RES | RES | 76 | 145 | $4.6M | 0.04% | 0.02% | 0.02% |