North Macedonia summary#

Country profile#

Economic losses#

Losses at national level#

  Exposed value (USD) Average annual losses (USD) Average annual loss ratios (%)
occupancy      
Com 12.5B 7.8M 0.06%
Ind 7.6B 4.8M 0.06%
Res 26.8B 25.0M 0.09%

Losses at subnational level#

    Exposed value (USD) Average annual losses (USD) Average annual loss ratios (%)
id_1 name_1      
11 Bitola 2,942.0M 6,283.8K 0.50%
4 Aerodrom 2,292.7M 2,772.7K 0.32%
26 Gazi Baba 2,362.9M 2,194.8K 0.26%
55 Ohrid 1,843.8M 2,174.4K 0.40%
70 Struga 1,240.7M 1,824.8K 0.51%
60 Prilep 1,918.5M 1,582.8K 0.20%
44 Kumanovo 2,090.9M 1,506.9K 0.19%
29 Gostivar 1,250.2M 1,258.1K 0.27%
6 Chair 1,286.5M 1,123.5K 0.23%
71 Strumica 1,563.6M 1,015.3K 0.19%
34 Karposh 2,195.0M 1,007.3K 0.14%
27 Gevgelija 726.8M 948.9K 0.38%
1 Shtip 1,569.7M 818.0K 0.14%
18 Centar 2,745.4M 798.5K 0.13%
75 Tetovo 1,526.0M 614.7K 0.14%
28 Gjorche Petrov 1,023.5M 579.2K 0.14%
64 Resen 340.3M 570.3K 0.47%
37 Kisela Voda 1,639.4M 539.0K 0.11%
38 Kochani 1,098.3M 521.6K 0.15%
78 Veles 1,679.9M 512.3K 0.10%
35 Kavadarci 1,451.7M 509.3K 0.11%
36 Kichevo 577.0M 472.8K 0.24%
52 Negotino 771.5M 407.5K 0.16%
20 Debar 215.6M 402.3K 0.49%
31 Ilinden 522.7M 353.3K 0.22%
62 Radovish 482.8M 292.1K 0.16%
16 Butel 608.5M 275.2K 0.16%
14 Bosilovo 135.1M 244.7K 0.32%
19 Debarca 132.4M 242.9K 0.32%
2 Shuto Orizari 312.7M 237.2K 0.20%
80 Vinica 333.1M 231.1K 0.20%
53 Novatsi 246.1M 230.3K 0.39%
21 Delchevo 318.7M 227.1K 0.20%
12 Bogdanci 202.4M 219.4K 0.31%
73 Sveti Nikole 343.2M 192.9K 0.16%
50 Mavrovo i Rostusha 182.4M 184.1K 0.26%
51 Mogila 115.8M 172.2K 0.42%
13 Bogovinje 255.6M 166.7K 0.12%
49 Makedonski Brod 269.0M 157.9K 0.18%
54 Novo Selo 145.6M 150.6K 0.18%
22 Demir Hisar 153.4M 149.7K 0.25%
77 Vasilevo 109.5M 146.2K 0.24%
10 Berovo 265.3M 141.3K 0.16%
41 Kriva Palanka 362.2M 140.4K 0.10%
76 Valandovo 150.0M 138.2K 0.16%
82 Vrapchishte 203.7M 131.3K 0.12%
24 Dolneni 149.3M 129.0K 0.21%
66 Saraj 297.3M 120.0K 0.11%
61 Probishtip 345.4M 115.9K 0.09%
56 Oslomej 142.5M 114.8K 0.22%
43 Krushevo 143.5M 108.0K 0.20%
42 Krivogashtani 75.3M 105.9K 0.25%
9 Arachinovo 125.9M 102.5K 0.27%
7 Cheshinovo - Obleshevo 139.3M 99.6K 0.20%
83 Zajas 99.4M 96.3K 0.17%
58 Petrovets 125.2M 95.1K 0.20%
8 Chucher - Sandevo 200.6M 90.7K 0.12%
46 Lipkovo 176.8M 89.9K 0.09%
30 Gradsko 209.8M 89.0K 0.14%
74 Tearce 217.6M 84.8K 0.10%
3 Zhelino 172.7M 83.6K 0.10%
69 Staro Nagorichane 129.5M 83.2K 0.16%
17 Centar Zhupa 51.6M 82.4K 0.27%
15 Brvenica 133.9M 81.4K 0.11%
57 Pehchevo 101.3M 81.3K 0.15%
25 Drugovo 72.8M 77.8K 0.18%
79 Vevchani 31.0M 70.4K 0.44%
68 Dojran 84.2M 69.1K 0.15%
5 Chashka 280.4M 68.4K 0.07%
40 Kratovo 183.1M 66.2K 0.10%
32 Jegunovce 107.2M 63.0K 0.11%
72 Studenichani 138.6M 54.3K 0.11%
65 Rosoman 91.9M 49.1K 0.15%
67 Sopishte 103.9M 48.1K 0.08%
48 Makedonska Kamenica 112.1M 48.0K 0.12%
63 Rankovce 103.6M 43.0K 0.11%
81 Vraneshtica 27.7M 40.8K 0.22%
23 Demir Kapija 66.8M 39.8K 0.11%
39 Konche 40.1M 33.2K 0.15%
59 Plasnica 38.9M 30.7K 0.13%
84 Zelenikovo 55.0M 26.4K 0.09%
33 Karbinci 43.0M 24.8K 0.09%
47 Lozovo 34.7M 24.0K 0.12%
85 Zrnovci 49.1M 21.3K 0.13%

Losses by macrotaxonomy#

    Exposed value (USD) Average annual losses (USD) Average annual loss ratios (%)
occupancy macro_taxo      
Com MCF 3,649.3M 2,318.9K 0.06%
RC 7,447.8M 5,096.3K 0.07%
S 1,445.7M 367.1K 0.03%
Ind MCF 996.8M 273.8K 0.03%
MUR 138.8M 149.9K 0.11%
RC 4,677.4M 4,136.7K 0.09%
S 1,752.8M 289.1K 0.02%
Res MCF 7,261.0M 4,449.9K 0.06%
MUR 4,771.8M 6,102.3K 0.13%
RC 14,761.1M 14,431.5K 0.10%

Contribution of each macrotaxonomy#

  MCF_% MUR_% RC_% S_%
occupancy        
Com 29.80% 0.00% 65.49% 4.72%
Ind 5.65% 3.09% 85.30% 5.96%
Res 17.81% 24.42% 57.76% 0.00%

Losses by full taxonomy#

    Exposed value (USD) Average annual losses (USD) Average annual loss ratios (%)
occupancy taxonomy      
Com CR/LFINF+CDN/H:2/COM 253.9M 432.8K 0.17%
CR/LFINF+CDM+LFC:2.5/H:2/COM 52.7M 84.2K 0.16%
CR/LFINF+CDM+LFC:5.0/H:2/COM 106.3M 157.0K 0.15%
CR/LFINF+CDM+LFC:0.0/H:2/COM 15.3M 20.3K 0.13%
CR/LFINF+CDN/HBET:3-5/COM 857.1M 1,132.6K 0.13%
CR/LFINF+CDN/H:1/COM 432.6M 541.0K 0.13%
CR/LFINF+CDL+LFC:15.0/H:2/COM 55.0M 56.7K 0.10%
CR/LFINF+CDL+LFC:0.0/H:2/COM 19.5M 20.0K 0.10%
CR/LFINF+CDL+LFC:3.75/H:2/COM 25.4M 25.8K 0.10%
CR/LFINF+CDL+LFC:7.5/H:2/COM 20.9M 20.9K 0.10%
CR/LFINF+CDM+LFC:2.5/HBET:3-5/COM 174.7M 172.9K 0.10%
MCF/LWAL+CDN/HBET:3-5/COM 529.6M 509.8K 0.10%
CR/LFINF+CDM+LFC:5.0/HBET:3-5/COM 398.5M 376.4K 0.09%
MCF/LWAL+CDL/HBET:3-5/COM 714.3M 638.6K 0.09%
CR/LDUAL+CDM+LFC:2.5/HBET:3-5/COM 134.0M 119.7K 0.09%
CR/LDUAL+CDM+LFC:5.0/HBET:3-5/COM 291.8M 254.7K 0.09%
CR/LDUAL+CDM+LFC:5.0/H:2/COM 123.1M 92.6K 0.08%
CR/LFINF+CDM+LFC:0.0/HBET:3-5/COM 45.2M 33.8K 0.07%
CR/LDUAL+CDM+LFC:0.0/HBET:3-5/COM 35.4M 23.6K 0.07%
MCF/LWAL+CDL/H:2/COM 764.8M 509.6K 0.07%
CR/LDUAL+CDM+LFC:2.5/HBET:6-/COM 31.3M 20.9K 0.07%
CR/LDUAL+CDM+LFC:2.5/H:2/COM 61.2M 40.3K 0.07%
MCF/LWAL+CDN/H:2/COM 526.9M 342.7K 0.07%
CR/LDUAL+CDM+LFC:5.0/HBET:6-/COM 64.9M 41.9K 0.06%
CR/LDUAL+CDN/HBET:3-5/COM 492.5M 281.3K 0.06%
CR/LDUAL+CDM+LFC:0.0/H:2/COM 19.4M 9.5K 0.05%
CR/LFINF+CDM+LFC:5.0/H:1/COM 118.3M 55.6K 0.05%
CR/LDUAL+CDN/H:2/COM 173.7M 75.8K 0.04%
CR/LDUAL+CDM+LFC:0.0/HBET:6-/COM 8.4M 3.4K 0.04%
CR/LFINF+CDL+LFC:15.0/H:1/COM 252.4M 102.7K 0.04%
CR/LFINF+CDM+LFC:2.5/H:1/COM 56.5M 22.6K 0.04%
CR/LDUAL+CDN/HBET:6-/COM 119.9M 47.4K 0.04%
CR/LFINF+CDM+LFC:10.0/HBET:3-5/COM 672.0M 257.7K 0.04%
CR/LFINF+CDL+LFC:0.0/H:1/COM 89.7M 34.1K 0.04%
CR/LFINF+CDM+LFC:10.0/H:2/COM 221.5M 83.1K 0.04%
CR/LFINF+CDL+LFC:7.5/H:1/COM 96.1M 35.5K 0.04%
CR/LFINF+CDL+LFC:3.75/H:1/COM 116.8M 43.0K 0.04%
CR+PC/LWAL+CDM+LFC:5.0/H:2/COM 40.2M 13.8K 0.03%
CR/LDUAL+CDM+LFC:5.0/H:1/COM 41.5M 13.4K 0.03%
CR+PC/LWAL+CDM+LFC:5.0/H:1/COM 81.7M 25.3K 0.03%
CR+PC/LWAL+CDM+LFC:2.5/H:2/COM 20.0M 5.9K 0.03%
MCF/LWAL+CDL/H:1/COM 663.1M 192.1K 0.03%
CR/LDUAL+CDM+LFC:2.5/H:1/COM 20.6M 6.0K 0.03%
CR/LDUAL+CDM+LFC:10.0/HBET:3-5/COM 581.7M 166.1K 0.03%
MCF/LWAL+CDN/H:1/COM 450.6M 126.1K 0.03%
CR+PC/LWAL+CDM+LFC:2.5/H:1/COM 40.6M 11.1K 0.03%
S/LFINF+CDM/H:2/COM 1,445.7M 367.1K 0.03%
CR/LFINF+CDM+LFC:0.0/H:1/COM 17.0M 3.9K 0.02%
CR/LDUAL+CDM+LFC:10.0/HBET:6-/COM 151.6M 34.4K 0.02%
CR+PC/LWAL+CDM+LFC:0.0/H:2/COM 6.3M 1.1K 0.02%
CR/LDUAL+CDM+LFC:0.0/H:1/COM 6.5M 1.1K 0.02%
CR/LFINF+CDM+LFC:10.0/H:1/COM 169.9M 26.1K 0.02%
CR+PC/LWAL+CDM+LFC:0.0/H:1/COM 12.9M 2.0K 0.02%
CR/LDUAL+CDN/H:1/COM 56.6M 7.3K 0.01%
CR+PC/LWAL+CDN/H:2/COM 60.4M 7.6K 0.01%
CR/LDUAL+CDM+LFC:10.0/H:2/COM 166.3M 18.8K 0.01%
CR+PC/LWAL+CDN/H:1/COM 117.1M 11.8K 0.01%
CR/LDUAL+CDM+LFC:10.0/H:1/COM 56.0M 5.5K 0.01%
CR+PC/LWAL+CDM+LFC:10.0/H:2/COM 54.3M 5.1K 0.01%
CR+PC/LWAL+CDM+LFC:10.0/H:1/COM 110.3M 10.2K 0.01%
Ind CR/LFM+CDL/H:2/IND 843.5M 1,006.4K 0.12%
CR/LFINF+CDN/H:1/IND 1,533.6M 1,702.7K 0.11%
MUR/LWAL+CDN/H:1/IND 138.8M 149.9K 0.11%
CR/LFM+CDN/H:1/IND 843.5M 749.2K 0.09%
CR/LFM+CDL/HBET:3-5/IND 153.4M 132.7K 0.09%
CR/LFINF+CDL/HBET:3-5/IND 383.4M 198.5K 0.05%
CR+PC/LFM+CDL/HBET:3-5/IND 153.4M 59.8K 0.04%
CR+PC/LFM+CDL/H:1/IND 766.8M 287.5K 0.04%
S/LFM+CDL/H:1/IND 292.1M 85.3K 0.03%
MCF/LWAL+CDL/H:1/IND 996.8M 273.8K 0.03%
S/LFBR+CDM/HBET:3-5/IND 292.1M 49.6K 0.02%
S/LFBR+CDM/H:1/IND 1,168.5M 154.1K 0.01%
Res CR/LFINF+CDM+LFC:2.5/HBET:3-5/SOS/RES 11.1M 24.1K 0.22%
CR/LFINF+CDM+LFC:2.5/H:2/RES 284.0M 581.2K 0.20%
CR/LFINF+CDN/H:2/RES 680.9M 1,375.1K 0.20%
CR/LFINF+CDL+LFC:3.75/HBET:3-5/SOS/RES 18.4M 35.4K 0.19%
CR/LFINF+CDN/HBET:3-5/RES 1,829.5M 3,196.5K 0.17%
CR/LFINF+CDM+LFC:0.0/H:2/RES 86.0M 141.5K 0.16%
CR/LFINF+CDL+LFC:3.75/H:2/RES 384.4M 606.6K 0.16%
CR/LFINF+CDL+LFC:0.0/HBET:3-5/SOS/RES 9.4M 12.7K 0.14%
CR/LFINF+CDN/H:1/RES 534.4M 722.0K 0.14%
CR/LFINF+CDM+LFC:0.0/HBET:3-5/SOS/RES 3.9M 5.2K 0.13%
MUR/LWAL+CDN/HBET:3-5/RES 399.7M 527.3K 0.13%
CR/LFINF+CDM+LFC:2.5/HBET:3-5/RES 316.1M 415.7K 0.13%
MUR/LWAL+CDN/H:1/RES 2,630.3M 3,393.8K 0.13%
CR/LFINF+CDN/HBET:3-5/SOS/RES 124.5M 160.6K 0.13%
CR/LFINF+CDM+LFC:2.5/HBET:6-/RES 32.0M 40.2K 0.13%
MUR/LWAL+CDN/H:2/RES 1,741.8M 2,181.1K 0.13%
CR/LFINF+CDM+LFC:5.0/H:2/RES 464.5M 573.3K 0.12%
CR/LFINF+CDN/HBET:6-/RES 301.2M 370.1K 0.12%
CR/LFINF+CDL+LFC:7.5/H:2/RES 305.7M 365.7K 0.12%
CR/LFINF+CDL+LFC:0.0/H:2/RES 324.4M 372.4K 0.11%
CR/LFINF+CDL+LFC:3.75/HBET:3-5/RES 308.3M 343.5K 0.11%
CR/LFINF+CDL+LFC:7.5/HBET:3-5/SOS/RES 13.4M 15.0K 0.11%
CR/LDUAL+CDM+LFC:2.5/HBET:3-5/RES 135.0M 147.6K 0.11%
CR/LFINF+CDL+LFC:15.0/HBET:3-5/SOS/RES 36.3M 38.4K 0.11%
CR/LFINF+CDM+LFC:10.0/HBET:3-5/SOS/RES 27.9M 29.2K 0.10%
CR/LFINF+CDL+LFC:3.75/HBET:6-/RES 44.5M 46.2K 0.10%
MCF/LWAL+CDN/HBET:3-5/RES 368.1M 377.9K 0.10%
CR/LFINF+CDL+LFC:15.0/H:2/RES 730.0M 746.5K 0.10%
CR/LFINF+CDM+LFC:0.0/HBET:6-/RES 9.0M 9.1K 0.10%
MCF/LWAL+CDL/HBET:3-5/RES 1,434.2M 1,445.4K 0.10%
CR/LFINF+CDM+LFC:5.0/HBET:3-5/SOS/RES 18.5M 18.0K 0.10%
CR/LFINF+CDM+LFC:0.0/HBET:3-5/RES 95.9M 93.0K 0.10%
CR/LDUAL+CDL+LFC:3.75/HBET:3-5/RES 184.4M 172.8K 0.09%
CR/LDUAL+CDM+LFC:2.5/HBET:6-/RES 20.8M 17.8K 0.09%
CR/LDUAL+CDL+LFC:3.75/HBET:6-/RES 34.6M 28.1K 0.08%
CR/LFINF+CDL+LFC:0.0/HBET:3-5/RES 197.2M 155.7K 0.08%
CR/LDUAL+CDM+LFC:0.0/HBET:3-5/RES 42.3M 32.9K 0.08%
CR/LFINF+CDM+LFC:5.0/HBET:3-5/RES 517.0M 399.7K 0.08%
CR/LDUAL+CDL+LFC:0.0/HBET:3-5/RES 94.2M 68.9K 0.07%
CR/LFINF+CDL+LFC:7.5/HBET:3-5/RES 232.6M 168.3K 0.07%
CR/LWAL+CDM+LFC:2.5/HBET:6-/RES 41.7M 29.7K 0.07%
MCF/LWAL+CDL/H:2/RES 2,146.5M 1,521.3K 0.07%
CR/LFINF+CDL+LFC:0.0/HBET:6-/RES 35.1M 24.8K 0.07%
CR/LFINF+CDL+LFC:7.5/HBET:6-/RES 34.9M 23.6K 0.07%
MCF/LWAL+CDN/H:2/RES 627.0M 399.8K 0.06%
CR/LFINF+CDL+LFC:15.0/HBET:3-5/RES 598.6M 378.8K 0.06%
CR/LFINF+CDM+LFC:5.0/HBET:6-/RES 51.9M 32.8K 0.06%
CR/LDUAL+CDL+LFC:0.0/HBET:6-/RES 17.7M 10.4K 0.06%
CR/LDUAL+CDM+LFC:5.0/HBET:3-5/RES 221.7M 130.5K 0.06%
CR/LFINF+CDL+LFC:15.0/HBET:6-/RES 85.0M 49.6K 0.06%
CR/LWAL+CDL+LFC:3.75/HBET:6-/RES 51.9M 29.4K 0.06%
CR/LDUAL+CDM+LFC:0.0/HBET:6-/RES 7.2M 3.9K 0.05%
CR/LDUAL+CDL+LFC:7.5/HBET:3-5/RES 134.4M 71.0K 0.05%
CR/LFINF+CDM+LFC:10.0/H:2/RES 622.2M 318.3K 0.05%
CR/LDUAL+CDL+LFC:15.0/HBET:3-5/RES 363.0M 185.3K 0.05%
CR/LFINF+CDM+LFC:10.0/HBET:3-5/RES 693.8M 343.9K 0.05%
CR/LFINF+CDL+LFC:3.75/H:1/RES 305.5M 141.2K 0.05%
CR/LFINF+CDL+LFC:7.5/H:1/RES 251.6M 116.2K 0.05%
CR/LWAL+CDM+LFC:0.0/HBET:6-/RES 14.5M 6.6K 0.05%
CR/LDUAL+CDM+LFC:5.0/HBET:6-/RES 34.7M 15.7K 0.05%
CR/LFINF+CDL+LFC:15.0/H:1/RES 571.0M 256.2K 0.04%
CR/LFINF+CDL+LFC:0.0/H:1/RES 301.0M 134.0K 0.04%
CR/LFINF+CDM+LFC:5.0/H:1/RES 321.1M 141.6K 0.04%
CR/LFINF+CDM+LFC:2.5/H:1/RES 195.8M 85.3K 0.04%
CR/LDUAL+CDL+LFC:15.0/HBET:6-/RES 68.1M 29.4K 0.04%
CR/LFINF+CDM+LFC:10.0/HBET:6-/RES 64.9M 27.9K 0.04%
CR/LDUAL+CDL+LFC:7.5/HBET:6-/RES 25.2M 10.5K 0.04%
CR/LWAL+CDL+LFC:0.0/HBET:6-/RES 26.5M 10.8K 0.04%
CR/LWAL+CDM+LFC:5.0/HBET:6-/RES 69.4M 24.9K 0.04%
CR/LDUAL+CDM+LFC:10.0/HBET:3-5/RES 305.6M 105.6K 0.03%
CR/LWAL+CDL+LFC:15.0/HBET:6-/RES 102.1M 29.5K 0.03%
CR/LWAL+CDL+LFC:7.5/HBET:6-/RES 37.8M 10.4K 0.03%
MCF/LWAL+CDL/H:1/RES 1,995.4M 536.7K 0.03%
CR/LDUAL+CDM+LFC:10.0/HBET:6-/RES 52.3M 13.5K 0.03%
CR/LFINF+CDM+LFC:0.0/H:1/RES 60.6M 15.1K 0.02%
MCF/LWAL+CDN/H:1/RES 689.8M 168.9K 0.02%
CR/LWAL+CDM+LFC:10.0/HBET:6-/RES 104.5M 21.5K 0.02%
CR/LFINF+CDM+LFC:10.0/H:1/RES 438.0M 75.0K 0.02%

Human losses#

%(humanLosses)