India summary#

Country profile#

Economic losses#

Losses at national level#

  Exposed value (USD) Average annual losses (USD) Average annual loss ratios (%)
occupancy      
Com 548.2B 191.2M 0.03%
Ind 212.3B 33.1M 0.02%
Res 2,218.2B 1,114.0M 0.05%

Losses at subnational level#

    Exposed value (USD) Average annual losses (USD) Average annual loss ratios (%)
id_1 name_1      
IN-UP Uttar Pradesh 374,448.7M 253,971.7K 0.14%
IN-PB Punjab 97,962.5M 140,064.1K 0.33%
IN-BR Bihar 166,346.1M 121,482.0K 0.16%
IN-AS Assam 70,913.6M 110,371.7K 0.43%
IN-JK Jammu and Kashmir 33,495.2M 93,740.5K 0.65%
IN-DL Delhi 114,152.9M 87,186.7K 0.17%
IN-WB West Bengal 189,971.9M 81,398.9K 0.09%
IN-HR Haryana 83,861.0M 67,420.7K 0.17%
IN-GJ Gujarat 237,833.3M 56,186.3K 0.05%
IN-MN Manipur 5,921.9M 48,782.5K 1.95%
IN-MH Maharashtra 325,504.4M 46,892.8K 0.03%
IN-UT Uttarakhand 27,932.6M 45,061.7K 0.38%
IN-HP Himachal Pradesh 18,330.0M 28,937.5K 0.38%
IN-RJ Rajasthan 156,048.4M 21,426.9K 0.03%
IN-TR Tripura 8,069.5M 19,577.4K 0.61%
IN-MP Madhya Pradesh 152,521.6M 16,980.4K 0.02%
IN-JH Jharkhand 56,999.2M 14,427.1K 0.05%
IN-KA Karnataka 193,950.9M 11,699.2K 0.01%
IN-NL Nagaland 3,817.4M 9,610.1K 0.75%
IN-TN Tamil Nadu 195,114.8M 9,091.0K 0.01%
IN-CH Chandigarh 5,601.2M 8,711.9K 0.34%
IN-OR Odisha 71,218.9M 7,131.9K 0.02%
IN-KL Kerala 145,178.6M 6,417.5K 0.01%
IN-AN Andaman and Nicobar Islands 1,170.4M 6,011.1K 1.49%
IN-MZ Mizoram 2,424.6M 5,125.6K 0.64%
IN-ML Meghalaya 4,672.4M 5,025.0K 0.29%
IN-AP Andhra Pradesh 90,658.3M 4,309.1K 0.01%
IN-TG Telangana 81,164.7M 3,832.3K 0.01%
IN-CT Chhattisgarh 46,805.0M 2,817.6K 0.01%
IN-AR Arunachal Pradesh 2,080.0M 2,039.6K 0.28%
IN-SK Sikkim 1,697.1M 1,436.9K 0.21%
IN-LA Ladakh 585.2M 409.0K 0.17%
IN-DH Dadra and Nagar Haveli and Daman and Diu 3,436.7M 366.1K 0.02%
IN-GA Goa 5,199.7M 225.7K 0.01%
IN-PY Puducherry 3,348.8M 128.3K 0.01%
IN-LD Lakshadweep 353.7M 0.6K 0.00%

Losses by macrotaxonomy#

    Exposed value (USD) Average annual losses (USD) Average annual loss ratios (%)
occupancy macro_taxo      
Com ADO/E 53.9B 39.7M 0.07%
M 62.0B 29.3M 0.05%
MIX 204.1B 36.2M 0.02%
RC 130.4B 46.4M 0.04%
W 97.8B 39.6M 0.04%
Ind ADO/E 7.3B 5.4M 0.07%
M 14.4B 6.2M 0.04%
MIX 113.2B 12.4M 0.01%
S 77.5B 9.1M 0.01%
Res ADO/E 258.5B 157.7M 0.06%
MCF 228.2B 68.2M 0.03%
MIX 61.3B 27.2M 0.04%
MUR 691.6B 352.4M 0.05%
OT 97.8B 32.3M 0.03%
RC 856.0B 445.9M 0.05%
W 24.8B 30.3M 0.12%

Contribution of each macrotaxonomy#

  ADO/E_% M_% MCF_% MIX_% MUR_% OT_% RC_% S_% W_%
occupancy                  
Com 20.77% 15.30% 0.00% 18.91% 0.00% 0.00% 24.30% 0.00% 20.73%
Ind 16.35% 18.60% 0.00% 37.42% 0.00% 0.00% 0.00% 27.62% 0.00%
Res 14.16% 0.00% 6.12% 2.44% 31.63% 2.90% 40.03% 0.00% 2.72%

Losses by full taxonomy#

    Exposed value (USD) Average annual losses (USD) Average annual loss ratios (%)
occupancy taxonomy      
Com M+ADO/LWAL+DNO/H:2/COM 1,532.5M 2,677,659 0.17%
M+ADO/LWAL+DNO/H:4/COM 155.7M 205,405 0.13%
M+ADO/LWAL+DNO/H:3/COM 279.9M 367,472 0.13%
MIX(M-W)/LO+DNO/H:3/COM 56.6M 40,883 0.07%
M+ST/LWAL+DNO/H:3/COM 2,366.7M 1,678,147 0.07%
M+ADO/LWAL+DNO/H:1/COM 51,910.6M 36,452,394 0.07%
MIX(M-W)/LO+DUL/H:3/COM 2,664.6M 1,557,406 0.06%
M+ST/LWAL+DNO/H:4/COM 1,415.0M 810,145 0.06%
MIX(M-W)/LO+DNO/H:4/COM 26.4M 14,466 0.05%
MIX(C-S)/LO+DNO/H:3/COM 349.0M 190,825 0.05%
CR/LFM+DUL/H:5/COM 17,294.4M 9,373,102 0.05%
CR/LFM+DUL/H:2/COM 10,884.4M 5,664,230 0.05%
CR/LO+DUL/H:2/COM 1,245.6M 644,775 0.05%
W+WS/LFM+DNO/H:3/COM 539.7M 275,939 0.05%
MIX(M-W)/LO+DUL/H:4/COM 2,084.3M 981,763 0.05%
M+ST/LWAL+DNO/H:1/COM 53,253.1M 24,888,021 0.05%
CR/LFM+DUL/H:6/COM 17,815.1M 8,324,871 0.05%
W+WS/LFM+DNO/H:1/COM 49,054.3M 22,562,412 0.05%
MIX(C-W)/LO+DNO/H:3/COM 7.8M 3,554 0.05%
MIX(C-S)/LO+DNO/H:4/COM 209.0M 94,064 0.05%
MIX(C-W)/LO+DUL/H:3/COM 4,670.9M 1,993,145 0.04%
MIX(C-S)/LO+DUL/H:3/COM 3,399.0M 1,441,842 0.04%
CR/LFM+DUL/H:7/COM 8,240.3M 3,451,598 0.04%
MIX(M-W)/LO+DUL/H:5/COM 938.6M 391,532 0.04%
CR/LFM+DUL/H:4/COM 12,145.3M 4,956,429 0.04%
W+WS/LFM+DUL/H:3/COM 652.1M 265,075 0.04%
CR/LFM+DUL/H:3/COM 12,461.8M 4,970,982 0.04%
M+ST/LWAL+DNO/H:2/COM 4,991.8M 1,880,337 0.04%
CR/LFM+DUL/HBET:8-10/COM 6,485.7M 2,427,333 0.04%
MIX(C-S)/LO+DNO/H:2/COM 1,849.3M 688,585 0.04%
MIX(C-W)/LO+DNO/H:2/COM 82.5M 30,403 0.04%
W+WS/LFM+DUL/H:1/COM 40,541.2M 14,796,152 0.04%
CR/LFM+DUL/HBET:11-15/COM 2,166.8M 760,842 0.04%
MIX(C-W)/LO+DUL/H:4/COM 3,668.5M 1,286,001 0.04%
MIX(C-S)/LO+DUL/H:4/COM 2,038.8M 709,267 0.03%
W+WS/LFM+DNO/H:4/COM 322.0M 103,090 0.03%
MIX(C-W)/LO+DUL/H:5/COM 3,498.9M 1,070,305 0.03%
MIX(C-S)/LO+DUL/H:2/COM 5,189.2M 1,524,809 0.03%
MIX(C-W)/LO+DUL/H:2/COM 5,229.2M 1,531,984 0.03%
CR/LWAL+DUL/HBET:8-10/COM 1,344.2M 373,329 0.03%
W+WS/LFM+DNO/H:2/COM 2,862.3M 787,343 0.03%
MIX(M-W)/LO+DNO/H:2/COM 308.5M 82,662 0.03%
W+WS/LFM+DUL/H:4/COM 387.0M 94,062 0.02%
CR/LWAL+DUL/H:4/COM 3,850.6M 849,987 0.02%
MIX(M-W)/LO+DUL/H:2/COM 3,662.3M 789,760 0.02%
W+WS/LFM+DUL/H:2/COM 3,465.2M 739,980 0.02%
CR/LWAL+DUL/HBET:11-15/COM 309.9M 62,699 0.02%
CR/LWAL+DUL/H:5/COM 5,688.1M 1,067,338 0.02%
MIX(C-W)/LO+DNO/H:4/COM 1.1M 193 0.02%
MIX(C-S)/LO+DNO/H:1/COM 28,173.8M 5,122,512 0.02%
MIX(C-W)/LO+DNO/H:1/COM 4,470.1M 808,977 0.02%
CR/LWAL+DUL/H:6/COM 4,929.6M 859,374 0.02%
CR/LWAL+DUL/H:7/COM 1,827.2M 283,902 0.02%
MIX(C-S)/LO+DUL/H:1/COM 64,195.6M 9,098,288 0.01%
MIX(C-W)/LO+DUL/H:1/COM 14,830.2M 2,087,680 0.01%
CR/LFM+DUL/H:1/COM 19,012.9M 1,997,060 0.01%
CR/LO+DUL/H:1/COM 887.2M 91,848 0.01%
MIX(M-W)/LO+DNO/H:1/COM 10,147.3M 1,035,906 0.01%
MIX(M-W)/LO+DUL/H:1/COM 42,371.8M 3,575,810 0.01%
CR/LWAL+DUL/H:3/COM 3,790.7M 290,115 0.01%
Ind M+ADO/LWAL+DNO/H:1/IND 7,291.0M 5,408,827 0.07%
M+ST/LWAL+DNO/H:1/IND 14,354.5M 6,152,370 0.04%
S/LFBR+DUL/H:2/IND 106.4M 33,316 0.03%
MIX(C-W)/LO+DUL/H:2/IND 182.5M 39,903 0.02%
MIX(S-W)/LO+DUL/H:2/IND 78.0M 15,353 0.02%
S/LFM+DUL/H:2/IND 99.2M 19,053 0.02%
MIX(M-W)/LO+DUL/H:2/IND 80.9M 14,137 0.02%
S/LFBR+DUL/H:1/IND 26,085.9M 4,418,396 0.02%
MIX(C-S)/LO+DNO/H:1/IND 6,844.9M 1,137,257 0.02%
MIX(C-W)/LO+DNO/H:1/IND 4,739.1M 786,441 0.02%
MIX(S-W)/LO+DNO/H:1/IND 5,831.3M 757,019 0.01%
S/LO+DNO/H:1/IND 12,636.6M 1,587,635 0.01%
MIX(C-W)/LO+DUL/H:1/IND 43,090.3M 4,832,957 0.01%
MIX(C-S)/LO+DUL/H:1/IND 11,385.4M 1,232,952 0.01%
MIX(M-W)/LO+DNO/H:1/IND 8,747.6M 928,623 0.01%
MIX(S-W)/LO+DUL/H:1/IND 19,129.6M 1,583,987 0.01%
S/LFM+DUL/H:1/IND 24,346.7M 1,947,452 0.01%
MIX(M-W)/LO+DUL/H:1/IND 13,109.1M 1,047,684 0.01%
S/LO+DUL/H:1/IND 14,195.0M 1,129,363 0.01%
Res W+WBB/LPB/H:2/RES 1,418.6M 3,278,334 0.23%
W+WLI/LPB/H:3/RES 75.5M 110,883 0.15%
W/LFM/H:1/RES 7,481.0M 9,794,350 0.13%
W+WBB/LPB/H:3/RES 400.8M 523,380 0.13%
MUR+ADO/LWAL/H:2/RES 13,894.8M 18,050,719 0.13%
W+WLI/LPB/H:1/RES 1,733.8M 1,961,110 0.11%
W+WBB/LPB/H:1/RES 12,901.4M 13,938,385 0.11%
MIX(W-M)/LO/H:3/RES 9,548.4M 10,231,015 0.11%
MUR+CLBRS/LWAL/H:3/RES 65,270.2M 68,798,746 0.11%
MIX(CR-W)/H:3/RES 1,676.6M 1,763,185 0.11%
W/LFM/H:2/RES 487.9M 414,349 0.08%
CR/LFINF/H:2/RES 203,230.9M 172,179,499 0.08%
W+WLI/LPB/H:2/RES 295.4M 242,178 0.08%
MUR+STRUB/LN/H:2/RES 15,197.7M 12,042,636 0.08%
MIX(CR-W)/H:2/RES 2,748.3M 2,166,666 0.08%
LN/EWV/H:2/RES 5,041.2M 3,813,869 0.08%
MUR+STRUB/LN/H:1/RES 29,920.4M 21,320,895 0.07%
MUR+STRUB/LN/H:3/RES 8,305.3M 5,647,529 0.07%
MUR+CB/LWAL/H:3/RES 2,651.3M 1,768,815 0.07%
CR/LFINF/H:4-6/RES 155,201.5M 103,276,041 0.07%
LN/EWME/H:2/RES 439.2M 286,625 0.07%
MIX(CR-W)/H:4-6/RES 411.9M 244,049 0.06%
MUR+CLBRS/LWAL/H:1/RES 221,451.3M 130,274,543 0.06%
MUR+ADO/LWAL/H:1/RES 244,608.9M 139,668,629 0.06%
MCF+CLBRS/LWAL/H:3/RES 59,574.2M 33,996,644 0.06%
CR/LFINF/H:3/RES 172,491.0M 95,143,519 0.06%
CR/LFINF/H:4-6/SOS/RES 3,693.3M 2,032,749 0.06%
MUR+CLBRS/LWAL/H:2/RES 117,178.1M 57,683,724 0.05%
MIX(CR-W)/H:1/RES 2,387.1M 1,092,045 0.05%
CR/LFINF/H:7-10/RES 89,140.5M 39,005,870 0.04%
MCF+CLBRS/LWAL/H:4-6/RES 25,227.1M 10,841,465 0.04%
CR/LFINF/H:3/SOS/RES 3,319.8M 1,403,615 0.04%
MIX(W-M)/LO/H:2/RES 16,302.8M 6,756,310 0.04%
LN/EWPL/H:2/RES 471.1M 184,328 0.04%
CR/LFINF/H:7-10/SOS/RES 2,274.4M 879,445 0.04%
MUR+CB/LWAL/H:2/RES 5,195.6M 1,752,673 0.03%
LN/EWV/H:1/RES 79,072.1M 25,213,848 0.03%
LN/EWME/H:1/RES 6,001.4M 1,724,935 0.03%
MUR+STDRE/LWAL/H:1/RES 108,654.5M 29,044,050 0.03%
MIX(M-ST)/LO/H:3/RES 2,221.4M 591,566 0.03%
MUR+CB/LWAL/H:1/RES 8,574.6M 2,167,127 0.03%
MUR+STDRE/LWAL/H:3/RES 40,364.0M 10,022,776 0.02%
MCF+CLBRS/LWAL/H:2/RES 96,008.8M 20,667,024 0.02%
MIX(W-M)/LO/H:1/RES 19,911.3M 3,717,942 0.02%
CR/LFINF/H:11-15/RES 17,645.5M 3,198,614 0.02%
MUR+STDRE/LWAL/H:2/RES 68,788.8M 11,854,218 0.02%
MIX(M-ST)/LO/H:4-6/RES 698.5M 119,352 0.02%
LN/EWPL/H:1/RES 6,778.1M 1,116,485 0.02%
CR/LFINF/H:1/RES 163,245.8M 25,912,209 0.02%
MIX(M-ST)/LO/H:2/RES 3,253.6M 380,113 0.01%
CR/LWAL/H:4-6/RES 1,563.5M 172,007 0.01%
CR/LWAL/H:4-6/SOS/RES 544.2M 52,217 0.01%
CR/LWAL/H:7-10/RES 9,676.1M 768,177 0.01%
CR/LWAL/H:7-10/SOS/RES 6,814.9M 479,026 0.01%
CR/LWAL/H:11-15/RES 14,073.9M 876,995 0.01%
MIX(M-ST)/LO/H:1/RES 2,150.7M 123,592 0.01%
MCF+CLBRS/LWAL/H:1/RES 47,416.8M 2,708,348 0.01%
CR/LWAL/H:16-20/RES 7,590.5M 367,567 0.00%
CR/LDUAL/H:16-20/RES 5,529.3M 191,722 0.00%

Human losses#

%(humanLosses)